I’m utterly distracted today. Christina’s mom showed me a single family in Weymouth last night, and I didn’t sleep much, thinking about ways to improve it. It was an old house, cute on the outside, corner lot with a good size yard. Some aspects of it weren’t ideal, but thankfully, it wasn’t another comically bad property.
Today, I’m not preoccupied by that house specifically, so much as the whole house-finding/house-buying endeavor. I’m popping out of work for an hour in the early afternoon to meet with a buyer’s agent; I think it would be smart for me to work with one. Have someone else on Team Angela.
As for considering Weymouth, taking the drive out there last night made me further agree (with myself) that it would behoove me (love that word) to situate (myself) in a more central location within my scope of travel. The furthest point South I need to access is Quincy, and the furthest points West I need to access are Newton for work and Watertown for Mom. There’s a lot of expensiveness along that route — 128 — that falls in-between, but who knows — maybe the worst house on the block somewhere will end up being my diamond in the rough. (I can’t use that expression without thinking of Aladdin.)
I’ve flip-flopped a lot on the condo vs. single family question. There’s certainly more in my price range with a condo, and there’s the fact that lenders will give you slightly more mortgage money toward the principal since the master insurance and other maintenance things will be covered in the monthly condo fee.
I know my heart prefers a single family, but I think that just like with most things in life, you can’t always get what you want right out the gates. Sometimes you have to put in your dues while gaining the wisdom of life experience, and in this case building ownership equity.
Reasons I’d prefer a condo:
- Less worry about things I don’t know shit about (roofs, freakin boilers, furnaces)
- More affordable (price of property, but also other expenses like water and sewer that it’s easy to forget about)
Reasons I’d prefer a single family:
- Privacy
- Remodeling freedom
- No pet restrictions
Too bad townhouse style condos are as ungodly expensive as they are, because I think that’s what I’d like most. I really like stairs, that is to say, I really like my living area consising of more than one floor, regardless of how narrow each floor may be.
I’ve been thinking about buying for so long now. It’s been my plan since I graduated in ‘05 and my dream for just about as long as I can remember. There’s something so sentimental about having a place to hang your hat, a place to call your own. Through my experience of having moved to different apartments throughout my childhood, and also worrying about us being able to make rent even as a kid, I’ve come to value two things most: permanence and investment. Permanence, because I’d like to stay somewhere for a while, really make it mine, and investment, because is there any bigger slap in the face than paying rent every month and ultimately having nothing to show for it?
I’m lucky that at 24, just when my goals of buying have started to become a financial possibility, the market is so turned in my favor. I feel like it’s a sign to me that this really is the time for me to buy, and that it would be a missed opportunity not to take advantage of it.
Anyway, at this very moment I’m thankfully to WordPress for giving me a forum to get my thoughts out. I think the biggest thing I need to have as a potential buyer (aside from money) is a solid sense of what the hell I’m looking for.

